Benefits

Being a member has its perks!

Summit Credit Union Powered by ForeverCar Logo

Members can save up to 25% on mechanical repair coverage with this exclusive member benefit from Summit Credit Union powered by ForeverCar. Not only will you save money on unexpected covered repairs, you could be eligible for the best monthly rate for mechanical repair coverage on the market!

A Better Choice

Enjoy the freedom of comprehensive mechanical repair coverage without the long-term contract.

Car at a repair shop graphic

Use the licensed repair facility of your choice.

Car odometer graphic

No mileage limitations – drive as much as you would like.

Handshake graphic

No long-term contracts – modify your plan when you need to.

Desktop and mobile screens with dollar sign graphic

Choose your deductible – $0, $100, $250, $500.

Credit Union Advantage

You put trust in your credit union and we’re proud to offer the best mechanical repair coverage available to members nationwide. With Summit Credit Union, you know you’ve set yourself on a path to financial stability and peace of mind. Take advantage of this exclusive member benefit today!

Buyer Beware

Become an educated and informed shopper. Be wary of sellers that don’t provide clear definitions of coverage options and prices associated with plan types. Instead, concentrate on sellers that provide tools for you to customize coverage options, and conspicuously display what’s covered and what’s not covered.

Convenience. Transparency. Trust.

Here’s what customers nationwide are saying about ForeverCar:

Our repair concierge team of Protectionators are happy to help you with:

Shopping for mechanical repair coverage
Buying mechanical repair coverage
Adjusting your payment options
Aiding in a roadside emergency
Helping with rental car if needed
Assisting with the claims process

The Protectionator Difference

Our repair concierge team of Protectionators strive to give you the best shopping experience and remain by your side to guide your entire claims process. That way, you don’t have to get your hands dirty.

Frequently Asked Questions

How is mechanical repair coverage different from auto insurance?

Auto insurance generally offers collision and liability protection. Mechanical repair coverage protects you from mechanical breakdowns. When you have both, your car is completely covered — inside and out. Learn More

How do I get repairs?

Our repair concierge team helps to guide you through the entire repair process. Use any qualified repair facility of your choice. Just pay your deductible and drive on. Learn more

What does mechanical repair coverage cover?

Depending on your vehicle, coverage options may vary from limited to comprehensive. As you shop for the right plan, we'll provide full transparency down to the individual part. We'll even show you a sample contract before you buy. That way, there’s no surprise when you need to file a claim.

How long does my coverage last?

Our mechanical repair coverage has no mileage limits and no long-term contracts. Your monthly payment amount is fixed for three years.