Over 325,000+ credit union members have purchased mechanical repair coverage over the last 10 years.

Getting a quote for a better repair experience is now available via phone, web or messenger.

As your car gets older, the risk of repairs increases.

Repairs are expensive and you could be at risk.

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Enjoy the freedom of comprehensive mechanical repair coverage without the long-term contract.

Take advantage of this exclusive member benefit from Bayer Heritage Federal Credit Union.

  • Convenient monthly payments
  • Use the licensed repair facility of your choice
  • No mileage limitations – drive as much as you would like
  • No long-term contracts
  • 24/7 roadside assistance
  • Extended benefits that may not be covered by your manufacturer’s warranty
  • Choose your deductible – $0, $100, $250, $500
  • Rental car and travel expense reimbursement

How It Works

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Get your instant ForeverCar 1Quote™ on your terms: via phone, messenger or online.

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Customize a plan to fit your coverage needs, choose your deductible and view coverage levels.

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If your car breaks down, we’ll guide you through the claims process – working directly with the mechanic of your choice.

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When your car is repaired, simply pay your deductible and drive on.

Know the Difference

Mechanical repair coverage is different from an extended auto warranty.
It's not a manufacturer’s warranty, and it's not auto insurance.

Here’s a helpful breakdown of the different types of vehicle protection...

What customers are saying about mechanical repair coverage...

“Excellent plans for every budget. Very helpful and answered all my questions!”

“They showed me every single part that is covered and every part that was not covered. This type of transparency made me confident in my purchase.”

“I recently had my transmission go out. They handled everything. I paid my deductible and was on the road again.”

We envisioned a better car repair experience for car owners nationwide.

Now that vision is being rewarded.

2016 Chicago Innovation Awards Winner Image 2018 SIIA CODIE Best Insurance Solution Award Winner Image 2018 Stevie Bronze Winner Image - Best New Product
2018 Red Herring Award 100 Winner Image 2018 IT World Awards Gold Winner Award Image

Save money. Get peace of mind.

The overall cost of vehicle ownership might be more than you think.

According to an annual report on cost of vehicle ownership from AAA, the average cost of owning and operating a vehicle is more than $8,500 a year.* The report considers factors like fuel, auto insurance, scheduled maintenance, depreciation and registration costs.

Add in additional costs associated with unexpected repairs, and you could be looking at a yearly cost of ownership of well over $10,000.*

Protect your budget and your peace of mind with mechanical repair coverage from Bayer Heritage Federal Credit Union powered by ForeverCar.

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Get Your Quote